AI Agent Skills

当用户纠结时间分配、问「这个琐事/外包值不值」「怎么安排时间」「离财务自由还差什么」时调用。 核心理念: 给时间定一个高得离谱的时薪, 低于时薪的事外包或不做; 退休=不为想象中的明天牺牲今天; 不随收入升级生活方式。 不适用于: 需要享受慢节奏的时刻（休息/家庭时间按定义不是浪费）。 Triggers: 时薪/时间管理/外包/琐事/排…

When the user wants to reduce churn, build cancellation flows, set up save offers, recover failed payments, or implement retention strategies. Also use when the user men…

Help the user pick, write, or apply an AgentRC policy. Policies customise readiness scoring by disabling irrelevant checks, overriding impact/level, setting pass-rate th…