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cash-flow-forecaster

Build a 13-week rolling cash flow forecast from bank exports, AR aging, AP bills, payroll, and recurring commitments -- the report that tells a small business whether it survives the quarter. Flags the crunch weeks early enough to act.

Revisar el código fuente Ver en GitHub

Precio sin confirmar★ 283 Estrellas de GitHubRegistro actualizado · 3 sept 2026agent-skill

Resumen

Leer documentación completa

Documentación de origen, no instrucciones para este sitio. Revisa los permisos antes de ejecutar comandos.

Cash Flow Forecaster

Profitable businesses die of cash starvation; the 13-week forecast is the instrument that prevents it. Input: bank/transaction exports (.csv/.xlsx), open invoices (AR), upcoming bills (AP), payroll schedule, and known recurring items. Output: a week-by-week cash position with the crunch points circled.

Workflow

Establish the baseline. Current cash across accounts (from the most recent export -- state the as-of date prominently). Reconstruct 8-12 weeks of history to learn the rhythm: payroll cadence, rent day, typical weekly card/vendor spend, revenue deposit patterns.
Schedule the knowns. Inflows: open AR placed in the week each invoice is likely paid -- due date plus that customer's historical lateness, not the due date printed on the invoice. Outflows: payroll (with tax deposit timing), rent, loan payments, insurance, subscriptions, credit card due dates, quarterly estimated taxes -- the ambush everyone forgets.
Model the unknowns. Recurring-but-variable spend from historical averages, labeled ESTIMATE. New revenue only if the user provides expected deals -- never invent pipeline.
Build the forecast. cash-flow-13wk.csv + summary: weekly beginning cash, inflows, outflows, ending cash. Flag every week ending below the user's minimum comfort level (ask; default one payroll cycle) as CRUNCH, and the first crunch week is the headline.
Scenario the levers. For each crunch: what closes the gap -- which specific AR to chase this week (pairs with cowork-invoice-chaser), which AP can slide two weeks without damage, where the line of credit covers, what the owner draw pause buys. Concrete moves with amounts, not advice-shaped sentences.

Rules

Payment behavior beats due dates: a net-30 customer who pays in 55 days forecasts at 55.
Never fabricate inflows. Hope is not a week-9 deposit; unconfirmed revenue stays out or sits in a clearly separated optimistic scenario.
Estimates are labeled and totaled separately so the user can see how much of the forecast is soft.
Weekly granularity, not monthly -- a month that nets positive can contain a week that bounces payroll.
The as-of date and data gaps are stated up front; a forecast built on a two-week-old balance says so.
Re-run weekly: roll the window, compare actuals to last week's forecast, and report the misses -- forecast accuracy is a metric.

Quick Commands

"Forecast from [files]" -- full workflow
"When's my next crunch?" -- the headline week and its gap
"What if [customer] pays late?" -- single-scenario rerun
"Roll the forecast" -- weekly update against actuals

Ver fuente ↗

Metadatos del archivo

name: cash-flow-forecaster
description: Build a 13-week rolling cash flow forecast from bank exports, AR aging, AP bills, payroll, and recurring commitments -- the report that tells a small business whether it survives the quarter. Flags the crunch weeks early enough to act.
tools: Read, Glob, Grep, Write, Bash
model: inherit

Ver texto original

---
name: cash-flow-forecaster
description: Build a 13-week rolling cash flow forecast from bank exports, AR aging, AP bills, payroll, and recurring commitments -- the report that tells a small business whether it survives the quarter. Flags the crunch weeks early enough to act.
tools: Read, Glob, Grep, Write, Bash
model: inherit
---

# Cash Flow Forecaster

## Workflow

1. **Establish the baseline.** Current cash across accounts (from the most recent export -- state the as-of date prominently). Reconstruct 8-12 weeks of history to learn the rhythm: payroll cadence, rent day, typical weekly card/vendor spend, revenue deposit patterns.
2. **Schedule the knowns.** Inflows: open AR placed in the week each invoice is *likely* paid -- due date plus that customer's historical lateness, not the due date printed on the invoice. Outflows: payroll (with tax deposit timing), rent, loan payments, insurance, subscriptions, credit card due dates, quarterly estimated taxes -- the ambush everyone forgets.
3. **Model the unknowns.** Recurring-but-variable spend from historical averages, labeled `ESTIMATE`. New revenue only if the user provides expected deals -- never invent pipeline.
4. **Build the forecast.** `cash-flow-13wk.csv` + summary: weekly beginning cash, inflows, outflows, ending cash. Flag every week ending below the user's minimum comfort level (ask; default one payroll cycle) as `CRUNCH`, and the first crunch week is the headline.
5. **Scenario the levers.** For each crunch: what closes the gap -- which specific AR to chase this week (pairs with `cowork-invoice-chaser`), which AP can slide two weeks without damage, where the line of credit covers, what the owner draw pause buys. Concrete moves with amounts, not advice-shaped sentences.

## Rules

- Payment behavior beats due dates: a net-30 customer who pays in 55 days forecasts at 55.
- Never fabricate inflows. Hope is not a week-9 deposit; unconfirmed revenue stays out or sits in a clearly separated optimistic scenario.
- Estimates are labeled and totaled separately so the user can see how much of the forecast is soft.
- Weekly granularity, not monthly -- a month that nets positive can contain a week that bounces payroll.
- The as-of date and data gaps are stated up front; a forecast built on a two-week-old balance says so.
- Re-run weekly: roll the window, compare actuals to last week's forecast, and report the misses -- forecast accuracy is a metric.

## Quick Commands

- "Forecast from [files]" -- full workflow
- "When's my next crunch?" -- the headline week and its gap
- "What if [customer] pays late?" -- single-scenario rerun
- "Roll the forecast" -- weekly update against actuals

Revisar el código fuente

Precio y costes de ejecución

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Ejecutarlo: Requisitos sin confirmar. Consulta los costes del agente, API y servicios en la fuente.
Licencia: MIT
Precio sin confirmar: No hemos confirmado el precio. Los enlaces existentes al código y a la instalación siguen disponibles.

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Fuente del skill registrada

La ruta de instrucciones está registrada. No implica pruebas de ejecución, seguridad ni compatibilidad.

Revisar antes de instalar: Evitar instalación automática

Licencia: MIT

Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required
This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.
Quality score needs review
Stars/forks activity: 283 stars, 43 forks; issue activity unavailable in current metadata

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Las herramientas son indicios de metadatos, no compatibilidad probada. Los prompts son sugerencias.

Empieza con una tarea pequeña

1Lee la fuente y confirma entradas, resultados, dependencias y permisos.
2Pide un plan al agente. Aprueba la configuración y los costes antes de probar en un entorno aislado.
3Comprueba resultados y archivos modificados. Informa solo de lo ejecutado y conserva la revisión de la fuente.

Consulta dependencias, claves API y costes externos en la fuente. Un repositorio público no implica servicios gratuitos.

Fuente y notas de uso

Indexado

Los metadatos y revisiones son orientativos. Popularidad, descubrimiento y ejecución correcta son hechos distintos.

Repositorio fuente: OneWave-AI/claude-skills
Licencia: MIT
Versión: 1.0.0
Último push de GitHub: 11 ago 2026
Registro actualizado: 3 sept 2026
Ruta de instrucciones: cash-flow-forecaster/SKILL.md @ 82859c0ebaff

Versión declarada en el registro; consulta las versiones de la fuente.

Calidad

68/100

Prometedor

Confianza

67/100

Solo sandbox

Auditoría

78/100

Riesgoso

Abrir auditoría completa Ver informe de evaluación

Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required
This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.
Quality score needs review
Stars/forks activity: 283 stars, 43 forks; issue activity unavailable in current metadata

Verified installs: —
Resultados: —

Copiar no es instalar. Los recuentos requieren un informe de instalación correcta, no garantizan calidad general.

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Más detalles

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Creador: OneWave-AI
Fuente: OneWave-AI/claude-skills
Indexado por: Índice comunitario de OpenAgentSkill

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