{"slug":"joellewis-client-onboarding","name":"client-onboarding","description":"Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'.","long_description":"---\nname: client-onboarding\ndescription: \"Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'.\"\n---\n\n# Client Onboarding\n\n## Core Concepts\n\n### Onboarding Workflow Architecture\nClient onboarding is an orchestrated, multi-stage process that transforms a prospect into a funded, investable account. The canonical stages are:\n\n1. **Prospect intake** — capture contact information, establish CRM record, assign advisor\n2. **Identity verification** — CIP/KYC checks (name, DOB, address, SSN/TIN, government ID)\n3. **Suitability data collection** — investment objectives, risk tolerance, time horizon, financial situation\n4. **Account type selection** — individual, joint, trust, IRA, entity, or other structure\n5. **Document generation** — assemble the required document package based on account type and features\n6. **E-signature** — execute new account forms, agreements, and disclosures electronically\n7. **Custodian submission** — transmit the completed application to the custodian for account creation\n8. **Funding** — ACH, wire, ACAT transfer, or check deposit to fund the new account\n9. **Initial investment** — assign the funded account to a model portfolio or execute the initial trade\n\nThe two primary flow models are **advisor-assisted** and **self-service (digital-direct)**. In advisor-assisted onboarding, the advisor guides the client through each step, often in a meeting or screen-share, with the onboarding platform pre-populating data from the CRM. In self-service onboarding, the client completes a guided digital workflow independently, with the advisor reviewing and approving the completed application. Most firms support a hybrid model where self-service handles simple account types and advisor-assisted handles complex ones.\n\nThe onboarding platform acts as an orchestrator across multiple downstream systems: CRM (client master), KYC/AML vendor (identity verification), custodian (account opening API), document management (storage and retrieval), and portfolio management system (model assignment). The platform must manage state transitions, handle errors at each stage, and provide visibility to both the advisor and compliance.\n\n### Digital Identity Verification\nIdentity verification during onboarding must satisfy CIP requirements under USA PATRIOT Act Section 326 and, for legal entities, the FinCEN CDD Rule (31 CFR 1010.230). The onboarding workflow collects the following minimum identifying information:\n\n- **Individuals:** Full legal name, date of birth, residential address, Social Security Number (or TIN for non-citizens)\n- **Entities:** Legal name, formation date, principal place of business, EIN/TIN, formation documents\n\n**Verification methods integrated into digital onboarding:**\n\n- **Database verification** — real-time API calls to identity verification vendors (LexisNexis Risk Solutions, Equifax, TransUnion, Alloy) that cross-reference provided data against credit bureau, public records, and government databases. This is the most common method for digital onboarding because it requires no document handling and provides a pass/fail result in seconds.\n- **Document verification** — the client uploads a photo of a government-issued ID (driver's license, passport), and optionally a selfie for facial comparison. OCR extracts data fields; liveness detection prevents spoofing. Used as a fallback when database verification is inconclusive or as a primary method for non-US persons.\n- **Knowledge-based authentication (KBA)** — the client answers challenge questions generated from their credit file (e.g., \"Which of the following addresses have you lived at?\"). KBA is declining in use due to data breach exposure but remains a supplementary method.\n- **Biometric verification** — fingerprint or facial recognition, typically used in mobile onboarding flows.\n\n**OFAC and sanctions screening** is a mandatory gate before account opening. The onboarding platform must screen all individuals associated with the account (account holders, authorized signers, beneficial owners, trustees) against the OFAC SDN list, FinCEN 314(a) lists, and any firm-specific restricted lists. A match or potential match must halt the onboarding flow and route to compliance for manual review.\n\n**Beneficial ownership collection for entity accounts** requires identification of every individual who directly or indirectly owns 25% or more of the equity interests in the legal entity, plus at least one individual with significant managerial control (the control person). The onboarding workflow must dynamically present beneficial ownership forms when the account type is an entity (LLC, corporation, partnership, certain trusts).\n\n**Enhanced due diligence triggers** that the onboarding system should detect and flag: politically exposed persons (PEPs), connections to high-risk jurisdictions (per FinCEN advisories and FATF guidance), complex multi-layered ownership structures, and negative news screening results. When EDD is triggered, the onboarding flow should pause and escalate to the compliance team before proceeding.\n\n### Suitability and Risk Profiling\nOnboarding is the primary data collection event for investment suitability. Before any investment recommendation can be made, the firm must gather sufficient information to satisfy FINRA Rule 2111 (suitability) for broker-dealers and Regulation Best Interest for BD recommendations, or the fiduciary duty of care for registered investment advisers.\n\n**Required data elements:**\n- Investment objectives (capital preservation, income, growth, aggressive growth, speculation)\n- Time horizon (short-term under 3 years, intermediate 3-10 years, long-term over 10 years)\n- Risk tolerance (conservative, moderate, aggressive — and the behavioral willingness to endure volatility)\n- Liquidity needs (anticipated withdrawals, major expenses, emergency reserves)\n- Annual income and net worth (including liquid net worth)\n- Investment experience (years of experience, asset classes traded, knowledge level)\n- Tax status (marginal tax bracket, tax-sensitive vs tax-exempt accounts)\n- Special circumstances (concentrated stock positions, employer restrictions, ESG preferences)\n\n**Risk questionnaire design** follows two approaches:\n\n- **Psychometric questionnaires** measure the client's emotional and behavioral relationship with risk — willingness to accept losses, reaction to market downturns, comfort with uncertainty. These are better at capturing true risk tolerance but can be subjective.\n- **Knowledge-based questionnaires** assess the client's understanding of investment concepts and their objective financial capacity to bear risk. These are more defensible from a compliance standpoint but may not capture behavioral tendencies.\n\nBest practice is a combined approach: psychometric questions to assess willingness, financial data to assess capacity, and a mapping algorithm that produces a risk score or category. The risk score then maps to a model portfolio or investment strategy range.\n\n**Regulatory requirements at onboarding:** The suitability profile must be documented before the first investment recommendation. For discretionary accounts, the investment policy statement (IPS) should be established during onboarding. For Reg BI accounts, the Care Obligation requires that any recommendation — including account type — have a reasonable basis given the client's profile.\n\n### Account Type Selection and Configuration\nThe onboarding workflow must guide account type selection based on the client's needs. Account types and their key characteristics:\n\n**Individual and joint accounts:**\n- Individual taxable — single owner, simplest structure\n- Joint Tenants with Right of Survivorship (JTWROS) — co-owners; on death, surviving owner inherits automatically\n- Tenants in Common (TIC) — co-owners; each owns a specified share that passes to their estate\n- Community Property — available in community property states; assets acquired during marriage are jointly owned\n\n**Retirement accounts:**\n- Traditional IRA — tax-deductible contributions (subject to income limits), tax-deferred growth, RMDs at age 73\n- Roth IRA — after-tax contributions, tax-free growth and qualified withdrawals, no RMDs during owner's lifetime\n- SEP IRA — employer-funded; contribution limits up to 25% of compensation or the annual dollar limit\n- SIMPLE IRA — employee salary deferral plus employer match or non-elective contribution\n- Inherited IRA — beneficiary account; subject to 10-year distribution rule (SECURE Act) for most non-spouse beneficiaries\n\n**Trust accounts:**\n- Revocable (living) trust — grantor maintains control; assets avoid probate; grantor's SSN typically used as TIN\n- Irrevocable trust — grantor gives up control; separate tax entity with its own EIN; beneficial ownership rules apply\n- Testamentary trust — created by will; requires court documentation\n\n**Entity accounts:**\n- LLC — requires articles of organization, operating agreement, EIN, beneficial ownership certification\n- Corporation (C-Corp, S-Corp) — requires articles of incorporation, bylaws, corporate resolution, EIN\n- Partnership (LP, LLP, GP) — requires partnership agreement, EIN, identification of general partner(s)\n\n**Custodial accounts:**\n- UTMA/UGMA — custodian manages assets for a minor until the age of majority (18 or 21 depending on state)\n\n**Estate accounts:**\n- Require letters testamentary or letters of administration, death certificate, EIN for the estate\n\n**Account features configured during onboarding:**\n- Margin eligibility (requires separate margin agreement and additional disclosures)\n- Options approval level (levels 0-4 depending on custodian; requires options agreement and risk disclosure)\n- Check writing and debit card access\n- Tax lot accounting method selection (specific identification, FIFO, average cost)\n- Beneficiary designation (primary and contingent for retirement and TOD accounts)\n- Dividend and capital gains reinvestment preferences\n- Trusted contact person (FINRA Rule 4512)\n\n### Document Collection and Generation\nEach account type requires a specific document package. The onboarding system should dynamically assemble the required documents based on the account type and features selected.\n\n**Universal documents (all account types):**\n- New account application form (custodian-specific)\n- W-9 (US persons) or W-8BEN/W-8BEN-E (non-US persons)\n- Advisory agreement or brokerage agreement\n- Form CRS (Client Relationship Summary)\n- Privacy notice (Reg S-P)\n- Trusted contact person designation\n\n**Account-type-specific documents:**\n- Joint accounts: joint account agreement specifying ownership type\n- Trust accounts: trust certification (or full trust agreement), trustee identification, trust TIN documentation\n- Entity accounts: formation documents (articles of incorporation/organization, partnership agreement), corporate resolution or operating agreement authorizing the account, beneficial ownership certification form (FinCEN)\n- IRA accounts: IRA adoption agreement, beneficiary designation form, IRA disclosure statement, rollover/transfer forms (if funding from another retirement account)\n- Estate accounts: letters testamentary/administration, death certificate, EIN assignment letter\n- Custodial accounts (UTMA/UGMA): custodial account agreement, minor's SSN\n\n**Feature-specific documents:**\n- Margin: margin agreement, ma","tagline":"Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity ve","category":"research","tags":["agent-skill"],"author":"JoelLewis","verified":false,"attribution":{"status":"registry_indexed","statusLabel":"Registry indexed","shortLabel":"REGISTRY INDEXED","sourceLabel":"github candidate review","sourceDetail":"JoelLewis/finance_skills","creatorName":"JoelLewis","creatorUrl":"https://github.com/JoelLewis","sourceUrl":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","indexedBy":"OpenAgentSkill community index","claimUrl":"https://www.openagentskill.com/skills/joellewis-client-onboarding#claim-this-skill","claimCta":"Claim this skill","trustNote":"This listing was indexed from public sources and is not marked official until a maintainer claim is approved.","publicNote":"Attribution links to the public repository or creator profile. Creators can claim the listing to update ownership signals."},"stats":{"stars":183,"forks":35,"verified_installs":0,"successful_runs":0,"total_outcomes":0,"rating":0,"review_count":0,"quality_score":36.55},"quality":{"score":64,"tier":"promising","label":"Promising","summary":"Useful candidate, but compare it with alternatives before adopting.","signals":[{"label":"GitHub stars","value":"183","tone":"neutral"},{"label":"Freshness","value":"2mo ago","tone":"positive"},{"label":"Install ready","value":"Yes","tone":"positive"},{"label":"License","value":"MIT","tone":"neutral"}],"warnings":[]},"trust":{"version":"trust-score-v5","score":67,"base_score":75,"outcome_confidence":0,"tier":"review","label":"Sandbox only","summary":"Useful candidate with missing or mixed trust signals. Keep it in an isolated workspace until the outcome loop proves task fit.","recommendedAction":"Run only in a sandbox and compare close alternatives before using it for real work.","decision":{"install_policy":"sandbox_only","auto_install_allowed":false,"human_review_required":true,"sandbox_first":true,"agent_action":"Compare alternatives before installing.","reasoning":["67/100 Trust Score v5","75/100 Trust Score v4 baseline","Needs more real agent outcomes before unattended install","Install path is available","Review before production"],"review_required_when":["The workspace contains production secrets, payments, private customer data, or irreversible actions.","The install command requests shell, network, credential, database, or broad filesystem access.","Outcome evidence is missing, recently failed, or required human review.","Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace"]},"dimensions":[{"id":"github_adoption","label":"GitHub adoption","score":62,"weight":0.13,"status":"info","detail":"183 GitHub stars"},{"id":"repo_activity","label":"Stars/forks activity","score":57,"weight":0.08,"status":"warn","detail":"183 stars, 35 forks; issue activity unavailable in current metadata"},{"id":"maintenance","label":"Recent maintenance","score":88,"weight":0.14,"status":"pass","detail":"2mo since push"},{"id":"license","label":"License clarity","score":86,"weight":0.09,"status":"pass","detail":"MIT"},{"id":"documentation","label":"README/SKILL.md completeness","score":76,"weight":0.14,"status":"info","detail":"Public metadata needs stronger README/SKILL.md context"},{"id":"dependency_risk","label":"Dependency/runtime risk","score":74,"weight":0.12,"status":"info","detail":"network or browser surface, database surface"},{"id":"installability","label":"Install availability","score":92,"weight":0.1,"status":"pass","detail":"npx skills add JoelLewis/finance_skills --skill client-onboarding"},{"id":"install_safety","label":"Install command safety","score":92,"weight":0.1,"status":"pass","detail":"standard package or runtime install path"},{"id":"permission_surface","label":"Permission surface","score":60,"weight":0.07,"status":"warn","detail":"filesystem or document access, network or browser access"},{"id":"repository","label":"Repository evidence","score":86,"weight":0.04,"status":"pass","detail":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding"},{"id":"review_status","label":"Review status","score":88,"weight":0.05,"status":"pass","detail":"AI review data available"},{"id":"agent_outcomes","label":"Agent Proven outcomes","score":54,"weight":0.13,"status":"info","detail":"No agent outcome data yet"}],"checks":[{"status":"info","label":"GitHub adoption","detail":"183 GitHub stars"},{"status":"warn","label":"Stars/forks activity","detail":"183 stars, 35 forks; 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require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access","No real agent outcome reports yet","Human review required before unattended installation"],"evidence":{"stars":"183 GitHub stars","repoActivity":"183 stars, 35 forks","lastPushed":"2mo since push","license":"MIT","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","installSafety":"standard package or runtime install path","permissionSurface":"filesystem or document access, network or browser access","documentation":"Usable metadata, review docs","agentOutcomes":"No agent outcome data yet","agentProvenScore":0,"outcomeConfidence":"0%","installPolicy":"sandbox_only"},"installReadiness":{"ready":true,"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","policy":"sandbox_only","label":"Sandbox only","notes":["Install path is available","Repository evidence is available","License is declared","No Agent Proven outcome evidence yet","2mo since push","Financial domain: human review is required before use in a live investment workflow.","Trust Score v5 requires review or sandbox-only use before install."]},"agentCompatibility":["Codex","Claude Code","Cursor","OpenAgentSkill CLI"],"riskSummary":{"level":"medium","label":"Review before production","notes":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"]},"outcomeEvidence":{"total":0,"successes":0,"failures":0,"notRelevant":0,"successRate":null,"installAttempts":0,"riskBlocked":0,"setupRequired":0,"installSuccessRate":null,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"recentSuccessRate":null,"recentFailureRate":null,"uniqueAgents":0,"agentProvenScore":0,"agentProvenLabel":"Needs first agent run","lastOutcomeAt":null,"label":"No agent outcome data yet"},"autoInstall":{"allowed":false,"sandboxRequired":true,"policy":"sandbox_only","reason":"Compare alternatives before installing."},"outcome_loop":{"version":"openagentskill-agent-outcome-v4","required_after_install":true,"endpoint":"/api/agent/outcome","method":"POST","event_id_source":"feedback.event_id, install_receipt.resolve_event_id, or decision_packet.outcome_feedback.event_id","expected_outcomes":["success","failed","not_relevant","blocked_by_risk","setup_required"],"required_fields":["event_id","skill_slug","task"],"quality_fields":["task_success","output_quality","error_type","human_review_required","used_in_production","workspace","evidence_url","time_to_useful_ms","source_version"],"ranking_inputs_updated":["Trust Score v5 outcome confidence","Agent Proven Score","Resolve ranking task-fit evidence","Skill detail machine-readable metadata","Outcome leaderboard"]},"agent_contract":{"suited_tasks":["research","agent-skill"],"suited_agents":["Codex","Claude Code","Cursor","OpenAgentSkill CLI"],"install_command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","trust_score":67,"trust_version":"trust-score-v5","risk_level":"medium","do_not_use_when":["Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace","Autonomous investment, trading, tax, or suitability decisions without a qualified human review","Live brokerage, exchange, wallet, or payment credentials outside an explicitly approved sandbox"],"before_install":["Read the audit page and machine-readable metadata.","Confirm the install command, license, and permission surface fit the workspace.","Get explicit human approval or choose an alternative before installing."],"after_run":["Report the outcome to /api/agent/outcome using the resolve event id.","Include output_quality, workspace, human_review_required, and evidence_url when available.","Re-resolve before broad production rollout."]},"bestFor":["research","agent-skill"],"doNotUseFor":["Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace","Autonomous investment, trading, tax, or suitability decisions without a qualified human review","Live brokerage, exchange, wallet, or payment credentials outside an explicitly approved sandbox"],"knownRisks":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"],"backward_compatible":{"trust_score_v4":{"version":"trust-score-v4","score":75,"tier":"strong","label":"Strong shortlist","summary":"Good trust signals with a few areas worth checking before rollout."}}},"trust_score_v5":{"version":"trust-score-v5","score":67,"base_score":75,"outcome_confidence":0,"tier":"review","label":"Sandbox only","summary":"Useful candidate with missing or mixed trust signals. Keep it in an isolated workspace until the outcome loop proves task fit.","recommendedAction":"Run only in a sandbox and compare close alternatives before using it for real work.","decision":{"install_policy":"sandbox_only","auto_install_allowed":false,"human_review_required":true,"sandbox_first":true,"agent_action":"Compare alternatives before installing.","reasoning":["67/100 Trust Score v5","75/100 Trust Score v4 baseline","Needs more real agent outcomes before unattended install","Install path is available","Review before production"],"review_required_when":["The workspace contains production secrets, payments, private customer data, or irreversible actions.","The install command requests shell, network, credential, database, or broad filesystem access.","Outcome evidence is missing, recently failed, or required human review.","Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace"]},"dimensions":[{"id":"github_adoption","label":"GitHub adoption","score":62,"weight":0.13,"status":"info","detail":"183 GitHub stars"},{"id":"repo_activity","label":"Stars/forks activity","score":57,"weight":0.08,"status":"warn","detail":"183 stars, 35 forks; issue activity unavailable in current metadata"},{"id":"maintenance","label":"Recent maintenance","score":88,"weight":0.14,"status":"pass","detail":"2mo since push"},{"id":"license","label":"License clarity","score":86,"weight":0.09,"status":"pass","detail":"MIT"},{"id":"documentation","label":"README/SKILL.md completeness","score":76,"weight":0.14,"status":"info","detail":"Public metadata needs stronger README/SKILL.md context"},{"id":"dependency_risk","label":"Dependency/runtime risk","score":74,"weight":0.12,"status":"info","detail":"network or browser surface, database surface"},{"id":"installability","label":"Install availability","score":92,"weight":0.1,"status":"pass","detail":"npx skills add JoelLewis/finance_skills --skill client-onboarding"},{"id":"install_safety","label":"Install command safety","score":92,"weight":0.1,"status":"pass","detail":"standard package or runtime install path"},{"id":"permission_surface","label":"Permission surface","score":60,"weight":0.07,"status":"warn","detail":"filesystem or document access, network or browser access"},{"id":"repository","label":"Repository evidence","score":86,"weight":0.04,"status":"pass","detail":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding"},{"id":"review_status","label":"Review status","score":88,"weight":0.05,"status":"pass","detail":"AI review data available"},{"id":"agent_outcomes","label":"Agent Proven outcomes","score":54,"weight":0.13,"status":"info","detail":"No agent outcome data yet"}],"checks":[{"status":"info","label":"GitHub adoption","detail":"183 GitHub stars"},{"status":"warn","label":"Stars/forks activity","detail":"183 stars, 35 forks; 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require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access","No real agent outcome reports yet","Human review required before unattended installation"],"evidence":{"stars":"183 GitHub stars","repoActivity":"183 stars, 35 forks","lastPushed":"2mo since push","license":"MIT","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","installSafety":"standard package or runtime install path","permissionSurface":"filesystem or document access, network or browser access","documentation":"Usable metadata, review docs","agentOutcomes":"No agent outcome data yet","agentProvenScore":0,"outcomeConfidence":"0%","installPolicy":"sandbox_only"},"installReadiness":{"ready":true,"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","policy":"sandbox_only","label":"Sandbox only","notes":["Install path is available","Repository evidence is available","License is declared","No Agent Proven outcome evidence yet","2mo since push","Financial domain: human review is required before use in a live investment workflow.","Trust Score v5 requires review or sandbox-only use before install."]},"agentCompatibility":["Codex","Claude Code","Cursor","OpenAgentSkill CLI"],"riskSummary":{"level":"medium","label":"Review before production","notes":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"]},"outcomeEvidence":{"total":0,"successes":0,"failures":0,"notRelevant":0,"successRate":null,"installAttempts":0,"riskBlocked":0,"setupRequired":0,"installSuccessRate":null,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"recentSuccessRate":null,"recentFailureRate":null,"uniqueAgents":0,"agentProvenScore":0,"agentProvenLabel":"Needs first agent run","lastOutcomeAt":null,"label":"No agent outcome data yet"},"autoInstall":{"allowed":false,"sandboxRequired":true,"policy":"sandbox_only","reason":"Compare alternatives before installing."},"outcome_loop":{"version":"openagentskill-agent-outcome-v4","required_after_install":true,"endpoint":"/api/agent/outcome","method":"POST","event_id_source":"feedback.event_id, install_receipt.resolve_event_id, or decision_packet.outcome_feedback.event_id","expected_outcomes":["success","failed","not_relevant","blocked_by_risk","setup_required"],"required_fields":["event_id","skill_slug","task"],"quality_fields":["task_success","output_quality","error_type","human_review_required","used_in_production","workspace","evidence_url","time_to_useful_ms","source_version"],"ranking_inputs_updated":["Trust Score v5 outcome confidence","Agent Proven Score","Resolve ranking task-fit evidence","Skill detail machine-readable metadata","Outcome leaderboard"]},"agent_contract":{"suited_tasks":["research","agent-skill"],"suited_agents":["Codex","Claude Code","Cursor","OpenAgentSkill CLI"],"install_command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","trust_score":67,"trust_version":"trust-score-v5","risk_level":"medium","do_not_use_when":["Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace","Autonomous investment, trading, tax, or suitability decisions without a qualified human review","Live brokerage, exchange, wallet, or payment credentials outside an explicitly approved sandbox"],"before_install":["Read the audit page and machine-readable metadata.","Confirm the install command, license, and permission surface fit the workspace.","Get explicit human approval or choose an alternative before installing."],"after_run":["Report the outcome to /api/agent/outcome using the resolve event id.","Include output_quality, workspace, human_review_required, and evidence_url when available.","Re-resolve before broad production rollout."]},"bestFor":["research","agent-skill"],"doNotUseFor":["Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace","Autonomous investment, trading, tax, or suitability decisions without a qualified human review","Live brokerage, exchange, wallet, or payment credentials outside an explicitly approved sandbox"],"knownRisks":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"],"backward_compatible":{"trust_score_v4":{"version":"trust-score-v4","score":75,"tier":"strong","label":"Strong shortlist","summary":"Good trust signals with a few areas worth checking before rollout."}}},"trust_score_v4":{"version":"trust-score-v4","score":75,"tier":"strong","label":"Strong shortlist","summary":"Good trust signals with a few areas worth checking before rollout.","recommendedAction":"Test in a sandbox workflow and compare its install path with close alternatives.","dimensions":[{"id":"github_adoption","label":"GitHub adoption","score":62,"weight":0.13,"status":"info","detail":"183 GitHub stars"},{"id":"repo_activity","label":"Stars/forks activity","score":57,"weight":0.08,"status":"warn","detail":"183 stars, 35 forks; issue activity unavailable in current metadata"},{"id":"maintenance","label":"Recent maintenance","score":88,"weight":0.14,"status":"pass","detail":"2mo since push"},{"id":"license","label":"License clarity","score":86,"weight":0.09,"status":"pass","detail":"MIT"},{"id":"documentation","label":"README/SKILL.md completeness","score":76,"weight":0.14,"status":"info","detail":"Public metadata needs stronger README/SKILL.md context"},{"id":"dependency_risk","label":"Dependency/runtime risk","score":74,"weight":0.12,"status":"info","detail":"network or browser surface, database surface"},{"id":"installability","label":"Install availability","score":92,"weight":0.1,"status":"pass","detail":"npx skills add JoelLewis/finance_skills --skill client-onboarding"},{"id":"install_safety","label":"Install command safety","score":92,"weight":0.1,"status":"pass","detail":"standard package or runtime install path"},{"id":"permission_surface","label":"Permission surface","score":60,"weight":0.07,"status":"warn","detail":"filesystem or document access, network or browser access"},{"id":"repository","label":"Repository evidence","score":86,"weight":0.04,"status":"pass","detail":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding"},{"id":"review_status","label":"Review status","score":88,"weight":0.05,"status":"pass","detail":"AI review data available"},{"id":"agent_outcomes","label":"Agent Proven outcomes","score":54,"weight":0.13,"status":"info","detail":"No agent outcome data yet"}],"checks":[{"status":"info","label":"GitHub adoption","detail":"183 GitHub stars"},{"status":"warn","label":"Stars/forks activity","detail":"183 stars, 35 forks; issue activity unavailable in current metadata"},{"status":"pass","label":"Recent maintenance","detail":"2mo since push"},{"status":"pass","label":"License clarity","detail":"MIT"},{"status":"info","label":"README/SKILL.md completeness","detail":"Public metadata needs stronger README/SKILL.md context"},{"status":"info","label":"Dependency/runtime risk","detail":"network or browser surface, database surface"},{"status":"pass","label":"Install availability","detail":"npx skills add JoelLewis/finance_skills --skill client-onboarding"},{"status":"pass","label":"Install command safety","detail":"standard package or runtime install path"},{"status":"warn","label":"Permission surface","detail":"filesystem or document access, network or browser access"},{"status":"pass","label":"Repository evidence","detail":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding"},{"status":"pass","label":"Review status","detail":"AI review data available"},{"status":"info","label":"Agent Proven outcomes","detail":"No agent outcome data yet"},{"status":"warn","label":"Ownership","detail":"No approved owner claim yet"},{"status":"info","label":"OpenAgentSkill usage","detail":"No local usage activity yet"},{"status":"info","label":"Agent outcomes","detail":"No agent outcome data yet"}],"strengths":["AI review approved","Install path is available","Repository evidence is available","Recently maintained repository","Install command has no obvious high-risk pattern"],"warnings":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"],"evidence":{"stars":"183 GitHub stars","repoActivity":"183 stars, 35 forks","lastPushed":"2mo since push","license":"MIT","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","installSafety":"standard package or runtime install path","permissionSurface":"filesystem or document access, network or browser access","documentation":"Usable metadata, review docs","agentOutcomes":"No agent outcome data yet"},"installReadiness":{"ready":true,"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","policy":"sandbox_only","label":"Sandbox only","notes":["Install path is available","Repository evidence is available","License is declared","No Agent Proven outcome evidence yet","2mo since push","Financial domain: human review is required before use in a live investment workflow."]},"agentCompatibility":["Codex","Claude Code","Cursor","OpenAgentSkill CLI"],"riskSummary":{"level":"medium","label":"Review before production","notes":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"]},"outcomeEvidence":{"total":0,"successes":0,"failures":0,"notRelevant":0,"successRate":null,"installAttempts":0,"riskBlocked":0,"setupRequired":0,"installSuccessRate":null,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"recentSuccessRate":null,"recentFailureRate":null,"uniqueAgents":0,"agentProvenScore":0,"agentProvenLabel":"Needs first agent run","lastOutcomeAt":null,"label":"No agent outcome data yet"},"autoInstall":{"allowed":false,"sandboxRequired":true,"policy":"sandbox_only","reason":"Human review or sandbox validation is required before automatic installation."},"bestFor":["research","agent-skill"],"doNotUseFor":["Production credentials, payments, or irreversible account changes without explicit human review","Sensitive private data before reviewing repository code, license, and permission surface","Automatic installation in a production workspace","Autonomous investment, trading, tax, or suitability decisions without a qualified human review","Live brokerage, exchange, wallet, or payment credentials outside an explicitly approved sandbox"],"knownRisks":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"]},"agent_proven":{"version":"agent-proven-v1","score":0,"tier":"unproven","label":"Needs first agent run","summary":"No agent outcome reports yet. Use Resolve, run one narrow sandbox task, then report the result.","metrics":{"totalOutcomes":0,"successfulOutcomes":0,"failedOutcomes":0,"installAttempts":0,"installSuccessRate":null,"successRate":null,"recentSuccessRate":null,"recentFailureRate":null,"riskBlocked":0,"setupRequired":0,"notRelevant":0,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"uniqueAgents":0,"lastOutcomeAt":null},"signals":[],"penalties":["No real agent outcome evidence yet"]},"outcome_stats":null,"safety":{"score":53,"level":"avoid_auto_install","label":"Avoid automatic install","safety_tier":{"tier":"blocked","label":"Blocked for auto-install","badge":"BLOCKED","summary":"This skill should not be selected by an agent without explicit human security review.","recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first.","auto_install_policy":"block","reasons":["Audit risk exceeds the requested agent policy","Audit classified this skill as risky","Audit risk risky exceeds max_risk=medium"]},"auto_install_allowed":false,"human_review_required":true,"blocked":true,"audit_risk":"risky","permission_hints":[{"id":"browser","label":"Browser automation","reason":"Skill may drive a browser or interact with web pages.","severity":"medium"},{"id":"network","label":"Network access","reason":"Skill likely fetches remote pages, APIs, repositories, or external services.","severity":"medium"},{"id":"filesystem","label":"Filesystem access","reason":"Skill may read or write project files, documents, generated artifacts, or local workspace state.","severity":"medium"},{"id":"database","label":"Database access","reason":"Skill may inspect schemas, query databases, or work with persistent stores.","severity":"medium"}],"policy_warnings":["Audit risk risky exceeds max_risk=medium","Permission surface may require sandboxing"],"constraints_applied":{"max_risk":"medium","needs_install_command":true,"min_stars":0}},"safety_gate":{"tier":"blocked","label":"Blocked for auto-install","badge":"BLOCKED","auto_install_policy":"block","auto_install_allowed":false,"blocked":true,"human_review_required":true,"recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first.","reasons":["Audit risk exceeds the requested agent policy","Audit classified this skill as risky","Audit risk risky exceeds max_risk=medium"]},"eval":{"version":"openagentskill-skill-eval-v1","status":"failed","score":70,"risk_level":"high","decision":{"recommendation":"do_not_auto_install","reason":"Audit score: Risky","auto_install_allowed":false,"policy":"block","human_review_required":true},"blockers":["Audit score: Risky","Agent safety gate: This skill should not be selected by an agent without explicit human security review."],"warnings":["Trust score: Good trust signals with a few areas worth checking before rollout.","README/SKILL.md completeness: Public metadata needs stronger README/SKILL.md context","Permission surface: filesystem or document access, network or browser access","Audit risk risky exceeds max_risk=medium","Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"],"validation_plan":["Inspect repository, README/SKILL.md, license, and recent commits before production use.","Install in an isolated workspace or sandbox with no production secrets available.","Run the smallest representative task and record files touched, commands run, network access, and outputs.","Compare the selected skill against at least one alternative when the eval status is review or failed.","Promote only after the agent reports a successful verification result and unresolved warnings are accepted."],"checks":[{"id":"task_fit","label":"Task fit","status":"pass","score":94,"required_for_auto_install":true,"detail":"Task wording matches this skill metadata.","evidence":["Evaluate client-onboarding before installing it in an agent workflow","research","Finance and quant workflows; Claude Code teams; builders willing to evaluate younger projects"]},{"id":"install_path","label":"Install path","status":"pass","score":92,"required_for_auto_install":true,"detail":"Install handoff is available.","evidence":["npx skills add JoelLewis/finance_skills --skill client-onboarding"]},{"id":"install_safety","label":"Install command safety","status":"pass","score":92,"required_for_auto_install":true,"detail":"standard package or runtime install path","evidence":["npx skills add JoelLewis/finance_skills --skill client-onboarding"]},{"id":"trust_score","label":"Trust score","status":"warn","score":75,"required_for_auto_install":true,"detail":"Good trust signals with a few areas worth checking before rollout.","evidence":["Strong shortlist","183 GitHub stars","MIT"]},{"id":"audit_score","label":"Audit score","status":"fail","score":77,"required_for_auto_install":true,"detail":"Risky","evidence":["Permission surface may require sandboxing"]},{"id":"agent_safety_gate","label":"Agent safety gate","status":"fail","score":53,"required_for_auto_install":true,"detail":"This skill should not be selected by an agent without explicit human security review.","evidence":["Do not auto-install. Inspect the source, dependencies, and permission surface first.","Audit risk exceeds the requested agent policy"]},{"id":"readme_skillmd_completeness","label":"README/SKILL.md completeness","status":"warn","score":76,"required_for_auto_install":false,"detail":"Public metadata needs stronger README/SKILL.md context","evidence":["Usable metadata, review docs"]},{"id":"license_clarity","label":"License clarity","status":"pass","score":86,"required_for_auto_install":true,"detail":"MIT","evidence":["MIT"]},{"id":"recent_maintenance","label":"Recent maintenance","status":"pass","score":88,"required_for_auto_install":false,"detail":"2mo since push","evidence":["2mo since push"]},{"id":"permission_surface","label":"Permission surface","status":"warn","score":60,"required_for_auto_install":true,"detail":"filesystem or document access, network or browser access","evidence":["Browser automation: medium","Network access: medium","Filesystem access: medium"]},{"id":"alternatives","label":"Alternatives available","status":"info","score":55,"required_for_auto_install":false,"detail":"No close alternatives were found in the current shortlist.","evidence":[]}],"endpoints":{"web":"https://www.openagentskill.com/skills/joellewis-client-onboarding/evals","api":"/api/agent/evals?slug=joellewis-client-onboarding","text":"/api/agent/evals?slug=joellewis-client-onboarding&format=text"}},"agent_readable_metadata":{"version":"openagentskill-agent-metadata-v2","skill":{"slug":"joellewis-client-onboarding","name":"client-onboarding","description":"Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'.","category":"research","url":"https://www.openagentskill.com/skills/joellewis-client-onboarding","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","github_repo":"JoelLewis/finance_skills"},"suited_tasks":["Finance and quant workflows","Claude Code teams","builders willing to evaluate younger projects","Retrieve market data","Compare financial signals","Generate investor-ready analysis","Chunk documents","Create embeddings"],"suited_agents":["Codex","Claude Code","Cursor","OpenAgentSkill CLI","CLI"],"install":{"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","ready":true,"targets":[{"id":"openagentskill-cli","label":"CLI","kind":"command","value":"npx --yes https://github.com/Leon-Drq/openagentskill/releases/download/cli-v0.3.0/openagentskill-0.3.0.tgz add joellewis-client-onboarding"},{"id":"codex","label":"Codex","kind":"agent-prompt","value":"Install the \"client-onboarding\" agent skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Read its SKILL.md or equivalent instructions first, install only the files needed for this workspace, and summarize any required setup before using it. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"codex\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."},{"id":"claude-code","label":"Claude Code","kind":"agent-prompt","value":"Add \"client-onboarding\" as a Claude Code skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Inspect the skill instructions, place the reusable skill files in the appropriate local skills location for this project, and report the activation steps. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"claude-code\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."},{"id":"cursor","label":"Cursor","kind":"agent-prompt","value":"Turn \"client-onboarding\" from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding into a reusable Cursor project rule or agent instruction. Preserve the core workflow, adapt paths to this repo, and keep the rule scoped to tasks where it is relevant. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"cursor\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."}],"handoff_url":"https://www.openagentskill.com/api/skills/joellewis-client-onboarding/install","manifest_url":"https://www.openagentskill.com/api/registry/manifest/joellewis-client-onboarding"},"trust":{"score":75,"label":"Strong shortlist","version":"trust-score-v4","install_policy":"sandbox_only","evidence":{"stars":"183 GitHub stars","repoActivity":"183 stars, 35 forks","lastPushed":"2mo since push","license":"MIT","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","installSafety":"standard package or runtime install path","permissionSurface":"filesystem or document access, network or browser access","documentation":"Usable metadata, review docs","agentOutcomes":"No agent outcome data yet"},"outcome_evidence":{"total":0,"successes":0,"failures":0,"not_relevant":0,"success_rate":null,"recent_success_rate":null,"recent_failure_rate":null,"install_attempts":0,"install_success_rate":null,"risk_blocked":0,"setup_required":0,"avg_output_quality":null,"production_outcomes":0,"last_outcome_at":null,"label":"No agent outcome data yet"},"auto_install":{"allowed":false,"sandbox_required":true,"reason":"Human review or sandbox validation is required before automatic installation."},"best_for":["research","agent-skill"],"known_risks":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"]},"agent_proven":{"version":"agent-proven-v1","score":0,"tier":"unproven","label":"Needs first agent run","summary":"No agent outcome reports yet. Use Resolve, run one narrow sandbox task, then report the result.","metrics":{"totalOutcomes":0,"successfulOutcomes":0,"failedOutcomes":0,"installAttempts":0,"installSuccessRate":null,"successRate":null,"recentSuccessRate":null,"recentFailureRate":null,"riskBlocked":0,"setupRequired":0,"notRelevant":0,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"uniqueAgents":0,"lastOutcomeAt":null},"signals":[],"penalties":["No real agent outcome evidence yet"]},"audit":{"score":77,"risk_level":"risky","risk_label":"Risky","warnings":["Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"]},"safety_gate":{"tier":"blocked","label":"Blocked for auto-install","auto_install_policy":"block","auto_install_allowed":false,"human_review_required":true,"blocked":true,"recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first."},"quality":{"score":64,"label":"Promising"},"supply":{"track":"Research and knowledge work","scenario":"RAG and knowledge","maintenance":"2mo since push","risk":"Risky"},"alternative_skills":[],"do_not_use_when":["teams that need a vendor-supported SLA","high-compliance environments without internal security review","No OpenAgentSkill engagement data yet","Audit risk risky exceeds max_risk=medium","Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision."],"agent_contract":{"task_input":"Use client-onboarding in an agent workflow","recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first.","install_policy":"block","minimum_review_before_use":["Trust: 75/100 Strong shortlist","Audit: 77/100 Risky","Safety: 53/100 Avoid automatic install","Review repository, license, install command, and permission surface before production use."],"expected_agent_output":{"selected_skill":"joellewis-client-onboarding (client-onboarding)","install_command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","risk_summary":"Risky; Blocked for auto-install; Review before production","verification_result":"Report the smallest successful task, files touched, warnings, and any missing setup."}},"outcome_feedback":{"endpoint":"https://www.openagentskill.com/api/agent/outcome","method":"POST","requires_resolve_event_id":true,"event_id_source":"Use install_receipt.outcome_feedback.event_id or feedback.event_id returned by /api/agent/resolve for the current task.","expected_outcomes":["success","failed","not_relevant","blocked_by_risk","setup_required"],"payload_template":{"event_id":"<install_receipt.outcome_feedback.event_id or feedback.event_id from /api/agent/resolve>","skill_slug":"joellewis-client-onboarding","task":"Use client-onboarding in an agent workflow","agent":"codex","outcome":"success","install_used":true,"risk_blocked":false,"setup_required":false,"task_success":true,"output_quality":4,"error_type":null,"human_review_required":false,"workspace":"sandbox","time_to_useful_ms":120000,"notes":"Report the smallest successful task, setup friction, files touched, and risk notes."}},"endpoints":{"web":"https://www.openagentskill.com/skills/joellewis-client-onboarding","api":"https://www.openagentskill.com/api/agent/skills/joellewis-client-onboarding","audit":"https://www.openagentskill.com/skills/joellewis-client-onboarding/audit","eval":"https://www.openagentskill.com/api/agent/evals?slug=joellewis-client-onboarding&task=Use%20client-onboarding%20in%20an%20agent%20workflow&max_risk=medium","resolve":"https://www.openagentskill.com/api/agent/resolve?task=Use%20client-onboarding%20in%20an%20agent%20workflow&agent=codex&max_risk=medium","receipt":"https://www.openagentskill.com/api/agent/receipt?task=Use%20client-onboarding%20in%20an%20agent%20workflow&agent=codex&max_risk=medium&format=text","install":"https://www.openagentskill.com/api/skills/joellewis-client-onboarding/install","manifest":"https://www.openagentskill.com/api/registry/manifest/joellewis-client-onboarding"}},"machine_metadata":{"version":"openagentskill-agent-metadata-v2","skill":{"slug":"joellewis-client-onboarding","name":"client-onboarding","description":"Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'.","category":"research","url":"https://www.openagentskill.com/skills/joellewis-client-onboarding","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","github_repo":"JoelLewis/finance_skills"},"suited_tasks":["Finance and quant workflows","Claude Code teams","builders willing to evaluate younger projects","Retrieve market data","Compare financial signals","Generate investor-ready analysis","Chunk documents","Create embeddings"],"suited_agents":["Codex","Claude Code","Cursor","OpenAgentSkill CLI","CLI"],"install":{"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","ready":true,"targets":[{"id":"openagentskill-cli","label":"CLI","kind":"command","value":"npx --yes https://github.com/Leon-Drq/openagentskill/releases/download/cli-v0.3.0/openagentskill-0.3.0.tgz add joellewis-client-onboarding"},{"id":"codex","label":"Codex","kind":"agent-prompt","value":"Install the \"client-onboarding\" agent skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Read its SKILL.md or equivalent instructions first, install only the files needed for this workspace, and summarize any required setup before using it. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"codex\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."},{"id":"claude-code","label":"Claude Code","kind":"agent-prompt","value":"Add \"client-onboarding\" as a Claude Code skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Inspect the skill instructions, place the reusable skill files in the appropriate local skills location for this project, and report the activation steps. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"claude-code\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."},{"id":"cursor","label":"Cursor","kind":"agent-prompt","value":"Turn \"client-onboarding\" from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding into a reusable Cursor project rule or agent instruction. Preserve the core workflow, adapt paths to this repo, and keep the rule scoped to tasks where it is relevant. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"cursor\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes."}],"handoff_url":"https://www.openagentskill.com/api/skills/joellewis-client-onboarding/install","manifest_url":"https://www.openagentskill.com/api/registry/manifest/joellewis-client-onboarding"},"trust":{"score":75,"label":"Strong shortlist","version":"trust-score-v4","install_policy":"sandbox_only","evidence":{"stars":"183 GitHub stars","repoActivity":"183 stars, 35 forks","lastPushed":"2mo since push","license":"MIT","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","installSafety":"standard package or runtime install path","permissionSurface":"filesystem or document access, network or browser access","documentation":"Usable metadata, review docs","agentOutcomes":"No agent outcome data yet"},"outcome_evidence":{"total":0,"successes":0,"failures":0,"not_relevant":0,"success_rate":null,"recent_success_rate":null,"recent_failure_rate":null,"install_attempts":0,"install_success_rate":null,"risk_blocked":0,"setup_required":0,"avg_output_quality":null,"production_outcomes":0,"last_outcome_at":null,"label":"No agent outcome data yet"},"auto_install":{"allowed":false,"sandbox_required":true,"reason":"Human review or sandbox validation is required before automatic installation."},"best_for":["research","agent-skill"],"known_risks":["Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"]},"agent_proven":{"version":"agent-proven-v1","score":0,"tier":"unproven","label":"Needs first agent run","summary":"No agent outcome reports yet. Use Resolve, run one narrow sandbox task, then report the result.","metrics":{"totalOutcomes":0,"successfulOutcomes":0,"failedOutcomes":0,"installAttempts":0,"installSuccessRate":null,"successRate":null,"recentSuccessRate":null,"recentFailureRate":null,"riskBlocked":0,"setupRequired":0,"notRelevant":0,"avgOutputQuality":null,"avgTimeToUsefulMs":null,"productionOutcomes":0,"humanReviewRequired":0,"uniqueAgents":0,"lastOutcomeAt":null},"signals":[],"penalties":["No real agent outcome evidence yet"]},"audit":{"score":77,"risk_level":"risky","risk_label":"Risky","warnings":["Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata"]},"safety_gate":{"tier":"blocked","label":"Blocked for auto-install","auto_install_policy":"block","auto_install_allowed":false,"human_review_required":true,"blocked":true,"recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first."},"quality":{"score":64,"label":"Promising"},"supply":{"track":"Research and knowledge work","scenario":"RAG and knowledge","maintenance":"2mo since push","risk":"Risky"},"alternative_skills":[],"do_not_use_when":["teams that need a vendor-supported SLA","high-compliance environments without internal security review","No OpenAgentSkill engagement data yet","Audit risk risky exceeds max_risk=medium","Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision."],"agent_contract":{"task_input":"Use client-onboarding in an agent workflow","recommended_action":"Do not auto-install. Inspect the source, dependencies, and permission surface first.","install_policy":"block","minimum_review_before_use":["Trust: 75/100 Strong shortlist","Audit: 77/100 Risky","Safety: 53/100 Avoid automatic install","Review repository, license, install command, and permission surface before production use."],"expected_agent_output":{"selected_skill":"joellewis-client-onboarding (client-onboarding)","install_command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","risk_summary":"Risky; Blocked for auto-install; Review before production","verification_result":"Report the smallest successful task, files touched, warnings, and any missing setup."}},"outcome_feedback":{"endpoint":"https://www.openagentskill.com/api/agent/outcome","method":"POST","requires_resolve_event_id":true,"event_id_source":"Use install_receipt.outcome_feedback.event_id or feedback.event_id returned by /api/agent/resolve for the current task.","expected_outcomes":["success","failed","not_relevant","blocked_by_risk","setup_required"],"payload_template":{"event_id":"<install_receipt.outcome_feedback.event_id or feedback.event_id from /api/agent/resolve>","skill_slug":"joellewis-client-onboarding","task":"Use client-onboarding in an agent workflow","agent":"codex","outcome":"success","install_used":true,"risk_blocked":false,"setup_required":false,"task_success":true,"output_quality":4,"error_type":null,"human_review_required":false,"workspace":"sandbox","time_to_useful_ms":120000,"notes":"Report the smallest successful task, setup friction, files touched, and risk notes."}},"endpoints":{"web":"https://www.openagentskill.com/skills/joellewis-client-onboarding","api":"https://www.openagentskill.com/api/agent/skills/joellewis-client-onboarding","audit":"https://www.openagentskill.com/skills/joellewis-client-onboarding/audit","eval":"https://www.openagentskill.com/api/agent/evals?slug=joellewis-client-onboarding&task=Use%20client-onboarding%20in%20an%20agent%20workflow&max_risk=medium","resolve":"https://www.openagentskill.com/api/agent/resolve?task=Use%20client-onboarding%20in%20an%20agent%20workflow&agent=codex&max_risk=medium","receipt":"https://www.openagentskill.com/api/agent/receipt?task=Use%20client-onboarding%20in%20an%20agent%20workflow&agent=codex&max_risk=medium&format=text","install":"https://www.openagentskill.com/api/skills/joellewis-client-onboarding/install","manifest":"https://www.openagentskill.com/api/registry/manifest/joellewis-client-onboarding"}},"supply_profile":{"track":{"slug":"research","label":"Research and knowledge work","shortLabel":"Research","description":"Deep research, source comparison, literature review, RAG, knowledge search, and reports."},"scenario":{"label":"RAG and knowledge","description":"I need my agent to build a RAG workflow over documents and retrieve reliable context.","useCases":[{"slug":"finance-quant","title":"Finance and quant"},{"slug":"rag-knowledge","title":"RAG and knowledge"},{"slug":"research-agents","title":"Research agents"}]},"applicableAgents":["Claude Code","CLI","Codex","Cursor"],"install":{"ready":true,"command":"npx skills add JoelLewis/finance_skills --skill client-onboarding","primaryTarget":"CLI","targetCount":4},"githubQuality":{"stars":183,"starsLabel":"183","forks":35,"license":"MIT","qualityScore":64,"trustScore":75,"auditScore":77},"maintenance":{"status":"active","label":"2mo since push","daysSincePush":49,"lastPushedAt":"2026-07-18T14:50:29+00:00"},"risk":{"level":"risky","label":"Risky","requiresReview":true,"notes":["Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval."]},"coverageTags":["Research","RAG and knowledge","agent-skill"]},"audit":{"audit_score":77,"risk_level":"risky","risk_label":"Risky","quality_score":64,"trust_score":75,"maintenance_score":88,"security_score":83,"install_score":92,"warnings":["Permission surface may require sandboxing","Financial research output is not financial advice; require human review before any live investment decision","Potential broker, wallet, exchange, or real-money execution surface; sandbox and explicit approval are required","Financial research output is not financial advice; require human review before any live investment decision.","This skill may touch real-money trading, broker, wallet, or exchange operations; use only in a sandbox with explicit approval.","Quality score needs review","Permission surface needs review: filesystem or document access, network or browser access","Stars/forks activity: 183 stars, 35 forks; issue activity unavailable in current metadata","Permission surface: filesystem or document access, network or browser access"]},"quality_signals":{"model":"v2","star_score":15.85,"usage_score":0,"review_score":5.7,"metadata_score":3,"freshness_score":12},"platforms":["Claude Code"],"use_cases":[{"slug":"finance-quant","title":"Finance and quant","url":"https://www.openagentskill.com/use-cases/finance-quant"},{"slug":"rag-knowledge","title":"RAG and knowledge","url":"https://www.openagentskill.com/use-cases/rag-knowledge"},{"slug":"research-agents","title":"Research agents","url":"https://www.openagentskill.com/use-cases/research-agents"},{"slug":"document-processing","title":"Document processing","url":"https://www.openagentskill.com/use-cases/document-processing"}],"stacks":[{"slug":"rag-knowledge-base","title":"RAG knowledge base","url":"https://www.openagentskill.com/collections/rag-knowledge-base"},{"slug":"research-report-agent","title":"Research report agent","url":"https://www.openagentskill.com/collections/research-report-agent"},{"slug":"content-growth-agent","title":"Content growth agent","url":"https://www.openagentskill.com/collections/content-growth-agent"}],"install":"npx skills add JoelLewis/finance_skills --skill client-onboarding","install_targets":[{"id":"openagentskill-cli","label":"CLI","title":"OpenAgentSkill CLI","kind":"command","value":"npx --yes https://github.com/Leon-Drq/openagentskill/releases/download/cli-v0.3.0/openagentskill-0.3.0.tgz add joellewis-client-onboarding","description":"Resolve policy, run the source installer safely, and report a verified install receipt.","copyLabel":"Copy command"},{"id":"codex","label":"Codex","title":"Codex install prompt","kind":"agent-prompt","value":"Install the \"client-onboarding\" agent skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Read its SKILL.md or equivalent instructions first, install only the files needed for this workspace, and summarize any required setup before using it. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"codex\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes.","description":"Give Codex a repo-aware install prompt when the skill is not available through a local CLI.","copyLabel":"Copy prompt"},{"id":"claude-code","label":"Claude Code","title":"Claude Code skill prompt","kind":"agent-prompt","value":"Add \"client-onboarding\" as a Claude Code skill from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding. Inspect the skill instructions, place the reusable skill files in the appropriate local skills location for this project, and report the activation steps. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"claude-code\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes.","description":"Use this prompt to ask Claude Code to add the skill and explain the local activation steps.","copyLabel":"Copy prompt"},{"id":"cursor","label":"Cursor","title":"Cursor rule prompt","kind":"agent-prompt","value":"Turn \"client-onboarding\" from https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding into a reusable Cursor project rule or agent instruction. Preserve the core workflow, adapt paths to this repo, and keep the rule scoped to tasks where it is relevant. Skill purpose: Design and implement end-to-end client onboarding workflows from prospect intake through funded account, covering KYC verification, document collection, e-signature, and custodian submission. Use when the user asks about building a digital onboarding flow, integrating identity verification or CIP checks, reducing NIGO rejection rates, opening complex account types like trusts or entities, connecting to custodian APIs, designing suitability questionnaires, or comparing advisor-assisted vs self-service models. Also trigger when users mention 'new account opening', 'onboarding bottleneck', 'KYC integration', 'beneficial ownership', 'OFAC screening', 'account funding', or 'onboarding automation'. After the install attempt, report the result to https://www.openagentskill.com/api/agent/outcome with POST JSON {\"event_id\":\"install_<unique-id>\",\"skill_slug\":\"joellewis-client-onboarding\",\"task\":\"Install client-onboarding\",\"agent\":\"cursor\",\"outcome\":\"success\",\"install_used\":true}. Replace event_id with a unique value and outcome with success or failed. Report success only after the skill is installed and a minimal verification passes.","description":"Use this when installing as Cursor project rules or reusable agent instructions.","copyLabel":"Copy prompt"}],"repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","github_repo":"JoelLewis/finance_skills","version":"1.0.0","license":"MIT","urls":{"web":"https://www.openagentskill.com/skills/joellewis-client-onboarding","repository":"https://github.com/JoelLewis/finance_skills/tree/main/plugins/advisory-practice/skills/client-onboarding","api":"/api/agent/skills/joellewis-client-onboarding","install_api":"/api/skills/joellewis-client-onboarding/install"},"meta":{"created_at":"2026-09-06T08:40:27.657606+00:00","updated_at":"2026-09-06T08:40:27.836983+00:00","agent_friendly":true}}